Affirm

Affirm is a financial technology company that provides consumers with access to instant loans at the point-of-sale. The company's platform integrates with online retailers to offer customers financing options at checkout, allowing them to split purchases into affordable monthly payments. Affirm's loans are designed to be transparent, with zero hidden fees or charges, and customers can view their payment schedules and outstanding balances through the company's mobile app. Affirm aims to make financing more accessible and manageable for consumers, particularly those who may not qualify for traditional credit lines.